Someone sent me a fake Tikkie for 1 cent — what now?
Tikkie phishing follows a set pattern: (1) Someone asks you to send a €0.01 Tikkie “to verify your account” — often after Marktplaats purchase. (2) Real Tikkie is always tikkie.me. Fake links: tikkie-verify, tikkie-ideal, tikkie.alex etc. (3) Click nothing: screenshot, block sender, delete. (4) Already clicked + entered credentials: call bank fraud line immediately (within 1h: 95% recovered; within 24h: ~50%). Bank can temporarily block account to prevent further fraud. (5) Police report required for damage claim: politie.nl + Fraudehelpdesk 088-786 7372. (6) Prevention: Is Dit Veilig? checks Tikkie links for you. Often part of marketplace fraud chain.
Step by step
- 1Do NOT click the linkSave message as evidence. Screenshot. Block sender on WhatsApp/SMS. Without click: damage near-zero, only need to report if you want to help others preventively.
- 2Call bank fraud line if clickedWithin 1 hour: ING 020-22 25522, ABN 0900-0024, Rabobank 0900-0900, Bunq via app. Bank freezes balance + investigates suspect transactions.
- 3Online police reportpolitie.nl > Report > Phishing. Report number for bank + insurer. Police rarely prosecute small cases individually but collective pattern triggers investigation.
- 4Report Fraudehelpdesk088-786 7372 — national fraud reporting. Collects data for prevention, gives advice. Free. Often they know the specific phishing campaign and share pattern info.
- 5Update securityChange bank passwords + DigiD. Enable 2FA everywhere. iDIN app: refresh. Check credit registration at BKR (bkr.nl) for unknown loans in your name.
All contacts
Frequently asked questions
How do I recognize a real Tikkie?
Domain always tikkie.me (not “tikkie-verify”, “tikkie.ideal”, “ideal-tikkie”). Tikkie never asks for iDEAL pincode or ID. Real Tikkie shows recipient name + bank logo, no login form.
Will I get money back if I clicked?
Within 1 hour call bank: ~95% chance of full recovery. Up to 24 hours: ~50%. After: often nothing. Bank may offer partial payout on “negligent handling” ruling. Police report essential for claim.
What if I never clicked but received the message?
No damage. No reporting needed unless preventive: then optional Fraudehelpdesk report for pattern data. Block + delete = done.
Is Tikkie phishing only via Marktplaats?
Often yes. Also: fake flight discounts, “DUO compensation”, “PostNL shipping fees”, “tax refund”. Same pattern: small amount to make you login to “Tikkie”. Real Tikkie never sent for <€5 from promo context.
What if scammer keeps calling me after click?
Block number + report to Fraudehelpdesk for pattern analysis. NEVER call back “bank” number they give — often follow-up scam. On intimidation: police 112.
Is Tikkie itself unsafe?
NO, ABN AMRO Tikkie is safe. Problem: scammers clone UI. Real Tikkie always has tikkie.me domain, uses no login forms, and originates from your initiative (you send, not receive).
Sources
🔎 Common search queries
Recognise your own search? Our answer above covers all of these variants.
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