Amsterdam ground rent — new assessment, can I object?
Amsterdam ground lease (~80% homes, ~20,000 new/yr): (1) Two systems: Ongoing (old, contracts before 2017) = canon revised every 50 yrs (often 5-10x increase) → owner shock. Perpetual (new, voluntary switch 2017+) = fixed canon +/- annual indexing. (2) Switch scheme: until 2027 voluntary switch via council (avoids 50-yr shock). Switch offer received individually. Advisors: Erfpachtersbelang Amsterdam (member €125/yr) can help negotiate or calculate. (3) Object assessment: 6 weeks after assessment at council. Written + reasoned (value assessment wrong, method error, personal situation). No lawyer mandatory. (4) Object value assessment (WOZ): separate 6-wk procedure. Often cost-effective with No-Cure-No-Pay agency. (5) Buy out: one-time amount instead of canon — free choice if council permits. High (often €100k-300k for 100 yrs). Can be tax-favorable via mortgage interest deduction. (6) On sale: lease passes to buyer. Buyer can demand higher price on perpetual (certainty) vs ongoing (shock risk). (7) Political context 2026: city council reviewing options (abolition, alternatives). Watch Erfpachtersbelang for advocacy.
Step by step
- 1Check current contractOngoing or perpetual? Ongoing: 50-yr revision risk. Perpetual: fixed.
- 2Request switch offer councilUntil 2027 still possible. Voluntary. Erfpachtersbelang can advise cost/benefit.
- 3New assessment: object 6 wksWritten + reasoned. No lawyer mandatory. Free (no court fee).
- 4WOZ objection via NCNPNo-Cure-No-Pay free. Lowers WOZ → lower canon. Success rate 30-50%.
- 5Engage ErfpachtersbelangMember €125/yr. Switch negotiation + collective city council lobby.
All contacts
Frequently asked questions
Ongoing vs perpetual?
Ongoing (old, pre-2017): canon revised every 50 yrs — risk of 5-10x increase (shock). Perpetual (2017+): canon set at start + annual indexing (~2-3%). Predictable but initially higher canon.
Buyout cost (perpetual)?
Often €100k-300k for 100-yr buyout. Calc: current canon × factor 25-35. Tax benefit if integrated in mortgage (interest deduction). Math: 100 yrs 200k = 2k/yr + indexing — compare with canon.
Sources
🔎 Common search queries
Recognise your own search? Our answer above covers all of these variants.
- “Amsterdam ground lease canon objection”
- “erfpacht eeuwigdurend vs voortdurend”
- “switch perpetual canon 2027”
- “Erfpachtersbelang Amsterdam advice”
- “buyout ground lease 100k-300k”