Someone is misusing my signature — what now?

Forged signature = forgery (Sr Art. 225), max 6 years prison. Often combined with fraud (Art. 326) or identity theft (Art. 231b). Fast response crucial: contracts + financial obligations with your forged signature can have consequences before you discover them. Routes: (1) Police report — Sr Art. 225. State concrete document + likely perpetrator. (2) Request documents — ask every institution where your signature was misused for a copy of the document + verification steps. Save as evidence. (3) Bank dispute: if a loan/subscription was opened with the signature — immediate dispute with case number. Banks usually refund on quick reporting. (4) Civil claim: damages claim Art. 82 GDPR + tort (Dutch Civil Code 6:162). (5) Identity-fraud protocol: if signature misuse = broader identity theft — our Identity-theft Premium pack (€49) bundles all letters. Tip: keep examples of your real signature (on different days) — for forensic investigation.