Is Dit Veilig?Scam type
Scam type 7/15

Tikkie fraud: why you should never click a "verify with 1 cent" link

Tikkie fraud turns an innocent link into a drained bank account. Here's how payment-request fraud works in 2025 and how to spot the real tikkie.me.

Stats and sources
Updated: May 2026

What the numbers show

No guesses. Only published data from Fraudehelpdesk (the Dutch fraud helpline), CBS (Statistics Netherlands), AFM, SIDN and Dutch investigative journalism.

Tikkie fraud is a frequent variant of purchase/Marktplaats fraud; the Fraudehelpdesk consistently lists it in the top 5 categories.
Most cases happen around Marktplaats and Vinted transactions.
Losses per victim range from a few thousand euros to the full account balance, because the phishing site lets scammers raise every transfer limit.
Modus operandi

How does this scam actually work in practice?

Step by step: this is how scammers build the scenario. The faster you spot the pattern, the sooner you can hang up or click away.

  1. 01
    A "buyer" or "seller" sends a payment-request link, often with a 1-cent amount "for verification".
  2. 02
    The link is not tikkie.me but a lookalike: tlkkie.me, tikkie-betaalverzoek.com, tikkie.me-verifier.nl, tikkie-online.nl.
  3. 03
    The landing page shows a bank-picker menu; after you pick your bank you see a perfectly cloned login screen.
  4. 04
    Whatever you type (username, password, possibly TAN code) is entered in real time into your actual bank session.
  5. 05
    The scammer raises limits and then makes large transfers to money mules.
  6. 06
    Sometimes a "Tikkie employee" via WhatsApp helps you if you get stuck.
Red flags

How do you spot this scam before it's too late?

One red flag is usually enough. Two and you know for sure something is off. Stop, hang up, click away, call the real organization via a number you look up yourself.

The domain is not tikkie.me.
Full stop.
You're asked to log in to your bank after opening a "Tikkie".
The amount is suspiciously low (€0.01) and sold as "verification".
You receive a Tikkie from someone who should actually be sending you money.
The link is shortened via bit.ly, tinyurl or another URL shortener.
Urgency messages: "request expires in 5 minutes".
What to do

What to do if you've been targeted

In this order. Time is money — literally. The faster you call, the bigger the chance the bank can still reverse a transaction.

  1. 1
    Stop the transaction immediately. Never click a Tikkie link that doesn't exactly contain tikkie.me.
  2. 2
    Filled in login details? Call your bank (ING/Rabo/ABN) immediately — have things blocked.
  3. 3
    File a police report at politie.nl or via 0900-8844.
  4. 4
    Report the fake link to Tikkie via WhatsApp 06 13 76 85 28 or tikkie.me/melden.
  5. 5
    Report to the Fraudehelpdesk via fraudehelpdesk.nl.
  6. 6
    Reset all your passwords and enable 2FA on bank, email and Marktplaats accounts.
Examples from our database

Concrete examples of this scam type

Click through on an example to see the full dossier: feed hits, host info, domain age, related cases.

Common search queries

What people Google when they run into this scam

Recognize your own situation in one of these phrases? Paste your input into the checker above and you'll get an instant dossier — no account needed.

Common questions

Common questions about this scam

What is tikkie fraud?
A "buyer" or "seller" sends a payment-request link, often with a 1-cent amount "for verification". The link is not tikkie.me but a lookalike: tlkkie.me, tikkie-betaalverzoek.com, tikkie.me-verifier.nl, tikkie-online.nl.
Tikkie pay 1 cent for verification fake?
The domain is not tikkie.me. Full stop. Stop the transaction immediately. Never click a Tikkie link that doesn't exactly contain tikkie.me.
How to check if a Tikkie link is real?
You're asked to log in to your bank after opening a "Tikkie". Filled in login details? Call your bank (ING/Rabo/ABN) immediately — have things blocked.
Tlkkie.me is that Tikkie?
The amount is suspiciously low (€0.01) and sold as "verification". File a police report at politie.nl or via 0900-8844.
What should I do if I've been a victim?
Stop the transaction immediately. Never click a Tikkie link that doesn't exactly contain tikkie.me. Filled in login details? Call your bank (ING/Rabo/ABN) immediately — have things blocked. File a police report at politie.nl or via 0900-8844.
Will I get my money back?
Whether you get your money back depends on the type of scam, how quickly you called your bank and whether you handed over credentials yourself. Dutch banks operate a goodwill scheme but in practice rarely pay out 100%. Always file a police report immediately and report to the Fraudehelpdesk — this strengthens your case.