🚲TransportUpdated: May 2026

🚗 Car hit and driver fled — who do I report this to?

Direct answer

For hit-and-run damage: (1) Police report via 0900-8844 or online at politie.nl/aangifte — your case-file number is essential for any claim. (2) Your own insurer — comprehensive/all-risk covers damage with unknown driver; third-party-only does not. (3) Waarborgfonds Motorverkeer 070-319 4630 if you don't have comprehensive AND driver stays unknown — covers up to €1,300,000 for injury, €15,000 for material damage only. Important: report to police within 14 days, 30 days to Waarborgfonds. Collect: damage photos, location, time, witnesses, camera footage (parking, dashcam, store).

Report

Police within 24h

Insurer

Within days

Safety net

Waarborgfonds

Step by step

1
Safety first, then evidence
Move car safely. Photos from all angles with timestamp. Note partial plate digits if you saw any.
2
Report to police immediately
Call 0900-8844 or online via politie.nl/aangifte. Ask for case-file number — required for any claim.
3
Find witnesses + cameras
Ask bystanders, shops (request footage within 7 days before deletion), parking garage, dashcam neighbours. Collect phone numbers.
4
Insurer within 48 hours
Call your insurer — most require notification within 48 hours. Send photos, case-file number, witness info.
5
Waarborgfonds last resort
Only if third-party-only AND driver unknown: claim with Waarborgfonds within 30 days via wbf.nl. Deductible: €250 for material damage.

All contacts

Politie (geen spoed)Hit-and-run report

First report + case-file number

📞 0900-8844 🔗 politie.nl/aangifte

Waarborgfonds MotorverkeerCoverage when driver unknown

Third-party-only / driver unknown

📞 070-319 4630 🔗 wbf.nl

Eigen verzekeraarComprehensive / all-risk cover

Comprehensive policy: first route

📞 Zie polisblad

ANWB WegenwachtRoadside + 24/7 advice

On-the-spot breakdown

📞 088-269 2222 🔗 anwb.nl

Slachtofferhulp NederlandEmotional support + claim help

For injury or trauma

📞 0900-0101 🔗 slachtofferhulp.nl

Frequently asked questions

What if I don't report — can I still claim?

Almost never. Insurers and Waarborgfonds require the police case-file number as evidence. Without report: claim denied.

Does my third-party insurance cover hit-and-run?

No. Third-party (WA) only covers damage you cause to OTHERS, not your own car. With unknown driver: Waarborgfonds is your only route. With comprehensive: covered.

How long do I have to file with Waarborgfonds?

30 days after the incident. So get the case-file number quickly and submit online at wbf.nl. With good documentation, processing takes 6–12 weeks.

Will I get full damage compensation?

Comprehensive: minus your deductible (often €150–500). Waarborgfonds: max €15,000 material + €250 deductible, max €1.3M for injury. Injury cases usually full.

What if I can't report because I was outside Amsterdam?

Report nationally online via politie.nl. Choose location freely. Crime scene police automatically receive. Important: file within 24 hours, otherwise insurance gridlock.

Do I get compensation for whiplash or injury?

Yes, same route. Perpetrator's liability insurer pays: medical costs, lost income, immaterial damages. Personal-injury lawyer (free first consult) substantiates claim. Unknown perpetrator: Waarborgfonds up to €1,220,000.

Sources

🔎 Common search queries

Recognise your own search? Our answer above covers all of these variants.

“hit and run damage”
“unknown perpetrator car damage”
“waarborgfonds claim”
“no contact details accident”
“police accident report”