Got a blue envelope I can't pay — what are my options?
DIRECT ANSWER
NEVER ignore. Four options: object (if wrong), defer, payment plan, or remission. We explain each + when.
Reviewed by FFCheck-redactie · Last reviewed 2026-05-28
A blue envelope is a Tax Office assessment or decision — ignoring leads to collection, bailiffs, BKR registration. Four options:
- Objectif you believe the assessment is wrong, within 6 weeks of date stamp (free, we generate)
- Payment deferralseparate from objection, temporary suspension (max 12 months) with substantiation of payment difficulty
- Payment planinstalments (typically 12-24 months), apply at the Collector with financial overview
- Remissiononly on lasting inability (welfare income, serious illness, permanently below seizure-free minimum), application form at belastingdienst.nl. Combinations possible. On urgent debt issues: municipal debt assistance or SHV (Debt Buddy) can also negotiate temporary arrangements with the Tax Office.