When to pick a tax advisor and what type fits?

Tax advisor choice depends on complexity:

1. SELF-DOfor simple consumer IB (employee, mortgage, standard deductions): VIA + free Tax Office tools + Konsult/GreenJinn paid apps (€20-€100/yr) suffice
2. BOOKKEEPING FIRMfor ZZP without foreign complications (€70-€120/h, 4-8 h/yr = €400-€1,000)
3. TAX ADVISOR (NOB Order or RB Register)for complex (BV structure, international, SME-SME takeover, estate planning, expats); €120-€250/h typically 2-10 h per project. Specific cases: tax law specialist lawyer (objection or appeal > €25k or complex). Scam avoidance: check NOB or RB membership; no "no cure no pay 30%" for simple WOZ (free to do); transparent hourly in engagement letter. Low income: free Juridisch Loket + toevoeging lawyer if needed. Toeslagen scandal victims: UHT route + Recht in Beweging foundation (free guidance).