Apply for health care allowance — do I qualify?
Health care allowance (Wzt 2006): financial contribution for health insurance. (1) Right: 18+ & insured in NL & income below limit. (2) Income limit 2026: single €38,000 assessment income, partner €48,000 combined. Assessment income: total income (wage, AOW, alimony, etc.) before deductions. (3) Assets limit: single €141,000, partners €179,000 (2026). Above: no allowance. (4) Max allowance: single €127/mo, partners €243/mo combined. Tapers with higher income. (5) Apply: toeslagen.nl with DigiD. Direct online — 10 minutes. Monthly upfront payment. (6) Report changes: income, cohabitation, NL departure — within 4 weeks via Mijn Toeslagen. Else: clawback + penalty. (7) On-time? Apply in 2026 = for full 2026 + max 1 year back (until 1 Sept 2027 for 2026). (8) Allowance partner: married/registered, cohabit with child, joint house ownership. Not casual cohabitation. (9) Overpaid? Income change = adjust now. Else: repay next year via tax return. (10) Allowance-affair context: post-2020 Social Safety Net team. Call 0800-2358-358 on dispute clawback — free help.
Step by step
- 1Check eligibility + amountOn toeslagen.nl trial calculation. DigiD needed. 2026 limit: €38k single.
- 2Apply via Mijn ToeslagenOnline form 10 min. Direct entry. Monthly upfront payment (~25th of month).
- 3Report changes within 4 wksIncome, cohabitation, departure — report. Else: clawback + penalty. Mijn Toeslagen account.
- 4On dispute: 0800-2358-358Social Safety Net team Tax Office. Free help on clawbacks + allowance-affair traumas.
All contacts
Frequently asked questions
Can expat get health allowance?
Yes, if 18+, insured in NL and below income/assets limit. 30% ruling expat: only gross minus 30% counts for assessment — often beneficial for lower assessment income + thus higher allowance.
How much clawback risk?
No change reported: full clawback overpaid + 100% penalty (practice 25-50%). Intentional fraud: 100% + criminal. Better: report all changes immediately.
Sources
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