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Geldcheck editorial team

Geldcheck is 14 financial-reality tools for Dutch life. Every number traces back to a named, dated open-data source. This page explains who maintains the content and how.

What we publish

Each tool gives a direct answer first (the number you came for), then the assumptions behind it, the per-component math, and the source per piece of data. We write for someone who needs a defensible number to make a decision, not a generic blog explainer.

What counts as a source

  • Belastingdienst published tax tables, allowance formulas, rate sheets.
  • NIBUD household-budget norms, financing-burden tables, moving-cost data.
  • CBS (Statistics Netherlands) housing, income, regional cost-of-living, inflation series.
  • CPB (Bureau for Economic Policy Analysis) forecasts and policy memos.
  • SVB AOW and social-insurance amounts, mijnpensioenoverzicht.nl data for pension projections.
  • DNB savings/mortgage rate series; AFM housing-market reports.

Review cadence

Every tool carries a visible Last reviewed date. We re-check each tool against its cited sources at minimum once per quarter, and immediately on any law change, tax-table revision, or threshold adjustment.

Update log

A running record of substantial changes to Geldcheck. Minor copy fixes and routine source rechecks aren't logged.

  • Initial publication of 14 tools across 6 money-decision categories, bilingual NL+EN, all as “coming soon” stubs with documented inputs, outputs, and data sources. Wft “information not advice” positioning surfaced on every page.

Report an error

Found a wrong number, an outdated threshold, or a calculation that doesn't match Belastingdienst? Tell us at redactie@ffcheck.nl. We aim to acknowledge within 48 hours and fix material errors within 5 working days.

Who maintains it

FFCheck editorial team safeguards factual accuracy and currency of every Geldcheck tool. Every number traces back to a named, dated open-data source. Tools and explainers are reviewed each quarter against Belastingdienst, NIBUD, CBS, CPB, and SVB publications, and immediately on any law change.

Why no single byline?

Most sites stick one name under every article and tool. We don't — on purpose. Dutch personal-finance numbers move every year (tax tables, allowance thresholds, mortgage rules), and the work is genuinely a team thing: every figure cited, every tool quarterly reviewed, a real correction inbox you can use today. So the editorial side is signed FFCheck-redactie. The business behind it is Goat Pixels, a small Amsterdam outfit (KvK 82724822). Same people, different hats.

Information, not advice — and what that means in NL

Dutch financial regulation under the Wet op het financieel toezicht (Wft) distinguishes between two activities: informatie (information — explaining how rules work, providing calculators, showing eligibility against published criteria) and advies (advice — recommending specific financial products to specific persons). Information is unregulated. Advice requires an AFM licence, Wft certification, and professional liability insurance. Geldcheck is information-only. We don't recommend mortgage products, investment funds, insurers, or pension plans. We don't take affiliate revenue from financial-service providers. We don't personalise outputs into “you should do X.” If your decision is large enough to need product recommendations, talk to a Wft-certified adviser — the tools tell you which kind and roughly what it costs.

What this isn't

Geldcheck gives you the math, not personalised advice. We don't hold a Wft (Financial Supervision Act) licence, we don't take affiliate fees, and we don't recommend specific products. For decisions where the stakes warrant it (mortgage choice, complex tax situations, large investments), talk to a regulated adviser — the tools tell you which kind and roughly what it costs.